Your physical Zip Card works in-store*, not online, anywhere Visa is accepted! Your physical card is ready to use as soon as you receive it. There is no need to activate it! The physical Zip Card allows you to use your Estimated Spending Power (subject to approval of your purchase request), making it even easier to checkout in-store. Simply make a purchase request of $35 or more in the app, and use the physical card to pay.
- Select “in-store” on the Zip app home screen or scan the QR code on your Zip Card.
- Enter your order total in the app, don’t forget to include tax!
- Tap, dip, and swipe your physical card to complete the payment
Your physical Zip Card is a safe and easy way to pay. Keep it in your wallet to pay from the grocery store to the gas station.
If you've been notified your physical Zip Card has been delivered, but cannot locate it, check to make sure your residential address on your Zip account is correct, then follow the below steps in the Zip app:
- Go to the "Account" tab
- Select "Zip Card"
- Tap "Report as lost or stolen"
*Zip can only be used for US purchases. Certain merchant, product, goods, and service restrictions apply.