If you did not spend your entire purchase request, your installment plan will be adjusted within 13 days. This adjustment will reflect on your 4th installment and move backwards from there.
You are approved for a purchase request of $100 but only spent $80 on the purchase. You will be charged $25 for the first installment. And your refund will be applied to your last installment making sure you pay the correct total amount. Here is a quick breakdown:
- Installment 1: $25
- Installment 2: $25
- Installment 3: $25
- Installment 4: $5 - credit reduced the installment from $25 to $5 due to $20 partial refund.
Total amount paid $80.