Your estimated spending power (the amount you have to spend on Zip app orders, if approved) is not guaranteed, and is impacted by a number of factors, such as your repayment behavior and how long you've used Zip.
Your spending power is not an open line of credit. Each transaction is separately reviewed for approval. For additional details, please see the terms and conditions.
Each approved purchase request (where "How much do you plan on spending?" is asked) in the Zip app generates a Zip virtual card number. If you wish to make additional purchases using the Zip app, then you must create a new purchase request and virtual card from the Zip app, for each new order you place.