Your available balance is displayed on the home screen of the app, and is adjusted in real time to reflect your recent purchases and payments. This information is on the top right hand side of the main page.
For example, if you have a $150 available balance and you make a purchase of $100, your available balance will be reduced to $50. This available balance will go back up to $150 over 6 weeks as you make payments toward your $100 order.
Your available balance may be adjusted for a variety of reasons, including the length of time you’ve been a Zip user, your payment history, and external factors like the current economic climate.