We charge fees of various amounts (depending on your state it can be $5, $7 or $10) for late payments. If you are charged a late fee, please contact us and we can look into the matter further for you.
Your installment payments are set to pay automatically on the due date, so you can just sit back and relax. Just make sure you "have enough room" in your bank account to cover the payment. Zip sends SMS and email reminders before your installments are due so you’ll have plenty of time to make sure you have enough funds to cover an upcoming installment.
You can always save multiple cards on file as a backup if your first payment happens to fail for any reason, that way you still pay your installment on time!
Please note: This function cannot be disabled at this time. Please make sure the primary card that you set on that order has enough funds by the due date, so your other cards on file will not be charged if it wasn't preferred for this feature, or please remove all additional cards if you only want one card as primary.