Treat yourself to a bigger buy! For larger orders that qualify, Zip offers you the ability to make a larger first installment payment on purchases that are above your estimated spending power. If this offer is available to you, it will be found on the homepage of your Zip app and allows you the opportunity to place orders you couldn't otherwise make! How does the larger first installment work?
Additional details about your installment payments (including the larger first installment payment) will be displayed before you complete your purchase. This will allow for you to make sure the plan is right for you!
How will the larger first installment look in the Zip App when when I’m placing an order?
If you’re approved to place a Zip App order with a larger first installment payment, below is an example of how the offer will appear in your Zip app.
In order to take advantage of the larger first installment offer, you must place an order that is higher than your estimated spending power. The offer will automatically appear in your Zip App, if available. For example, if your estimated spending power is $200, you would need to place an order higher than $200 in order to use your larger first installment offer.
Let's say you decide to take advantage of the offer and place an order of $300. After entering this amount as your purchase request, you will be shown the amount of your larger first installment, as well as the remaining three installments and their payment dates.
To generate your Zip virtual card with a larger first installment payment, simply tap Continue.
Once you're ready to place your order, simply select your newly created Zip virtual card as your payment method, just like you would for any other Zip order!
Does every order have this larger first installment payment offer?
Not all purchases will qualify for a larger first installment payment. If the offer is available to you, it will be displayed in your Zip App, as seen above.