Accepted payment methods are:
- Debit cards attached to bank accounts
- Credit cards (as long as they are not pre-paid)
- Visa, MasterCard™, Discover, American Express® are accepted
- Apple Pay*
*Apple Pay can only be used to pay for active installments on your Zip orders. It cannot be used to make an initial purchase and it is not an option if you are signed up for bundled payments.
Payment methods that are not accepted:
- Pre-paid or reloadable credit/debit cards
- Example: cards that can be purchased from a retail store
- Cash App Card
- ACH bank transfers (Direct Debit)
- Money orders, cash or cash equivalents
- Capital One has made a decision to block their credit cards from being used to make Zip purchases.