What payment methods are accepted?

Accepted payment methods are subject to Zip’s reasonable discretion. Zip may determine to discontinue the acceptance of any payment method at any time. Currently the following are accepted:

• Debit cards (attached to bank accounts, including Venmo debit cards)
• Most credit cards* (as long as they are not pre-paid)
  • Visa, MasterCard™, Discover, American Express® are accepted
    • Credit card acceptance is subject to your issuing bank permitting payment to Zip
• Apple Pay*

*Apple Pay and credit cards can only be used to pay for active installments on your Zip orders. They cannot be used to make an initial purchase.

Payment methods that are not accepted:

• Pre-paid or reloadable credit/debit cards
  • Example: cards that can be purchased from a retail store
• PayPal®
• Venmo
• Cash App Card
• ACH bank transfers (Direct Debit) 
• Money orders, cash or cash equivalents
• Capital One and Chase have made a decision to block their credit cards from being used to make Zip purchases.