Pay in 4* and Pay in 8** share some of the same great qualities with a few key differences. Below we have highlighted the two products:
Pay in 4:
- Pay in 4 installments over six weeks
- $35 minimum purchase
- Available in-store, at checkout and in the app
- Approved per purchase, per customer
- Orders subject to finance charges
Pay in 8:
- Pay in 8 installments over fourteen weeks
- $200 minimum purchase
- Pay in 8 spending power is up to double Pay in 4 spending power.
- Available in the app and limited merchants on checkout
- Orders are subject to finance charges
*For example, for a $335 purchase, you’d make four $85.25 payments every two weeks starting today for a 31.11% annual percentage rate and a total of payments of $341. A $6 installment fee is charged at commencement - you pay $1.50 of this fee as a prepaid finance charge when you make your initial payment today. The remaining $4.50 is included in your future payments. Actual installment fees vary and can range from $0 to $7.50 depending on the purchase price and Zip product used. Actual amount of fee for your purchase will be reflected in checkout. Estimation of installment payment and annual percentage rate excludes potential tax and shipping costs. Zip Pay Anywhere and Zip Checkout financing through Zip issued by WebBank. All loans are subject to credit approval.
**For example, for a $400 purchase, you'd make eight $52.13 payments every two weeks starting today for a 31.66% annual percentage rate and a total of payments of $417. A $17 installment fee is charged at commencement - you pay $2.13 of this fee as a prepaid finance charge when you make your initial payment today. The remaining $15.87 is included in your future payments. Actual installment fees vary and can range from $8 to $77 depending on the purchase price. Actual amount of fee for your purchase will be reflected in checkout. Estimation of installment payment and annual percentage rate excludes potential tax and shipping costs. Zip Pay Anywhere and Zip Checkout financing through Zip issued by WebBank. All loans are subject to credit approval.