# What payment methods are accepted?

> Accepted payment methods are subject to Zips reasonable discretion Zip may determine to discontinue the acceptance of any payment method at any time Currentl

Source: https://help.us.zip.co/en_us/what-payment-methods-are-accepted-H1O5hlj3eg

Last updated: 2026-08-27T20:25:46.341Z

Accepted payment methods are subject to Zip’s reasonable discretion. Zip may determine to discontinue the acceptance of any payment method at any time. Currently the following are accepted:

*   Debit cards (attached to bank accounts, including Venmo debit cards)
*   Most credit cards\* (as long as they are not pre-paid)
    *   Visa, MasterCard™, Discover, American Express® are accepted
        *   Credit card acceptance is subject to your issuing bank permitting payment to Zip
*   ACH bank transfers (currently in limited rollout) 
*   [Apple Pay](/HkMd2eo3le)\*

\*Apple Pay and credit cards can only be used to pay for active installments on your Zip orders. They cannot be used to make an initial purchase.

#### Payment methods that are not accepted:

*   Pre-paid or reloadable credit/debit cards
    *   Example: cards that can be purchased from a retail store
*   PayPal®
*   Venmo
*   Cash App Card
*   Money orders, cash or cash equivalents
*   Capital One, Citi and Chase have made a decision to block their credit cards from being used to make Zip purchases.