# Is my Credit affected by using Zip?

> When you apply to Zip the application will not affect your credit     For more information relating to your credit file   please contact TransUnion directly 

Source: https://help.us.zip.co/en_us/is-my-credit-affected-by-using-zip-SJeypgi3gg

Last updated: 2025-11-11T15:16:41.750Z

When you apply to Zip, the application will not affect your credit. 

For more information relating to your credit file, [please contact TransUnion directly](https://www.transunion.com/customer-support/contact-us-consumers).